The most common mistakes when applying for a non lucrative visa in Spain

by David Tompkins

One of the most requested visas in Spain is the non-profit visa. The variety of possibilities granted by this residency is very wide, from travelling, studying or enjoying the climate after retirement. However, when applying for the Spanish non lucrative visa cards, a series of mistakes can be made and, as a consequence, the visa can be refused.

For this reason, it is very important to count on professionals such as Pellicer & Heredia to advise you and accompany you during this new adventure for you. The bureaucratic processes are usually very heavy and endless. That is why a good lawyer will guide you.

Landing without enough money

The Non-lucrative Visa is for people who wish to establish their residence in Spain, and have sufficient means of subsistence to live in the country. It is therefore very important to have some savings before establishing residency, as you will not be able to work with this type of visa, but does allow investment in the country

In order to apply for this visa you must prove that you have money saved in your bank account or if you have regular benefits such as investments, pensions… Otherwise, the application will be rejected if you do not prove that you have 400% of the IPREM per year in your bank account (€564.90 per month).

Health coverage in Spain: health insurance

Another requirement for applying for this visa is to have medical insurance. Many foreigners choose to obtain a global health insurance policy up to 45 days prior to moving abroad that will satisfy the requirements that Spain has in place.

In the case of Spain there is no problem, you can opt for a foreign company with coverage in the national territory. What applicants should bear in mind is that they will have to register their policies with a company authorised by the Spanish administration and it should meet the requirements that the government requires.

homeschooling expat children

Compulsory schooling

Another point to bear in mind when applying for this type of residence is that if you have children between the ages of 6 and 16, you must prepare a schooling plan for them before making the application.

The process consists of enrolling young people in a public school (many foreigners opt for an international school). This should be done without prior confirmation or guarantee that the application for the non-profit visa will be approved.

Lack of proof of accommodation in the country

Despite the fact that the current Law on Foreigners in Spain does not state that proof of residence in the country is a requirement for residency, there have been cases in which some embassies have asked for it.

For this reason, professionals always recommend having it. You can either present a property or a rental contract.

Beware of the last step: the interview

Many foreigners will face the final test: the last interview. Here, the Spanish embassy staff will ask a series of questions to check that the information in the dossier is true and to seek any further clarification they see fit.

They will ask about family or work ties that support the application, the justification for choosing residence in Spain, whether you have ever visited Spain, etc.

Many people get nervous at this point, so be careful in what you answer so as not to present any doubts or inconsistencies with your answers.

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